Sonya StrikowskiExit Ryan Scott Realty2601 E. Oakland Park BoulevardSuite 101Fort Lauderdale, FL33306Phone: 954-545-9478Cell: 954-821-5153Fax: 954-323-6188
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Web: www.sonyastrikowski.com"Everything is Possible"
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Understand Your Options
Buying real estate is a complex matter. Whether you are a first time homebuyer, a foreign buyer, a retiree, an investor or fit into some other category, purchasing property is a process. Are you looking for a retail sale, short sale or REO (foreclosure)? Do you understand the differences? My job is, first and foremost, to listen to your needs....with the full knowledge that they may change down the road....and explain the options to you. There are plenty of resources on the internet BUT there is no better resource than a qualified and competent realtor. The market can shift at any moment. We are in a buyer's market right now with low interest rates. There has never been a better time to buy property in the paradise that is South Florida.Consider Your Finances
If you can pay cash, that's great! The world is your oyster. But we need recent proof of funds...a bank or brokerage account statement BEFORE you start to look at property. All offers need to be presented with proof of funds. Afterall, you are asking the seller to take his property off the market.. If you are not paying cash, determine how much money you have for your down payment and how much you can afford to pay on a monthly basis. There is a mortgage calculator on the "Links" tab. Seek out a lender or mortgage broker for guidance. When calculating the cost of homeownership, remember to plan for homeowner's insurance, property taxes, private mortgage insurance (if required, utilities, repairs and maintenance.Many Choices - All at Reduced Price
A Traditional listing is one in which the owner (usually a private party) has complete control over all of the decisions regarding the sale. These listings are easy to see and the closing is uncomplicated. An REO (Real Estate Owned) is a term used to reference a bank owned property. These properties are generally aggressively priced and in poor condition due to years of neglect. There are many cumbersome addendums to be signed and some of these properties sell higher than asking price. A Short Sale is a property where the bank is willing to accept less than the mortgage that is owed on the property. Be prepared for lots of uncertainty when buying these properties unless the short sale price has already been approved by the bank.Real Time Search
Select the "MLS Search" tab above to do your own searches. Various internet web sites are not accurate or up to date. You can also contact me to set up automated searches for you, using your personal criteria. The listings will be delivered directly to your email inbox.
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